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	This is the menu for getting you started on deriving your personal risk of ruin. There are just four stages:       • Why do I want to know my risk of ruin?       • How do I calculate my risk of ruin?       • And how do I make it realistic?       • Show me an example. I want some hand holding.		Welcome Self Assessment Links Inner Tendencies What's New Contact Us CALM Secrets Tip of the Week Risk of Ruin